The Accident-Prone Cook-15362
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The Accident-Prone Cook

The Accident Prone Cook The importance of Aflacs Supplemental Insurance - The Accident-Prone Cook

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Life is full of twists and turns. Believe it or not, my background is not in the culinary or design worlds. I went to law school and worked as a trial attorney in my early professional years. Lucky for me, I quickly realized that I had chosen the wrong career path and through a series of very fortunate events, I found myself here. Editor-in-Chief, food stylist, and recipe developer of The Frosted Petticoat. Food was always a passion, but it wasn’t until it became my career that I realized it can be a dangerous world. That’s why I am happy to have the opportunity to team up with Aflac to shed some light on the importance of supplemental insurance. Because if you and I don’t take care of ourselves, my friend, then we can’t spend our days salivating over food together. And then, seriously, what’s the purpose of living?!

The Accident Prone Cook The importance of Aflacs Supplemental Insurance 1 1 - The Accident-Prone Cook

Burned, cut, and battered, my hands have taken quite the beating with my new career. Since I am a small business owner, mid-career in life, and (most importantly) a mother of a toddler, I need to be a bit more responsible with the handling of my health and finances. Having an out-of-commission hand and a pile of expensive medical bills isn’t going to do anyone any good! Further, given that it is a generally known fact that I am accident-prone, I am living on borrowed time. It was like a light bulb went off when I found out about Aflac’s supplemental insurance.

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Alright, here are the facts for those of you who are like me and don’t know: Aflac’s supplemental insurance is designed to complement and help fill the holes left in your everyday major medical coverage. Many major medical insurance policies don’t cover every expense related to a serious health event, which can mean a big dent in your pocket. Accident, disability, critical illness, cancer, hospital, and life insurance are the sort of things you need supplemental insurance for. For example, let’s say that your favorite food writer is accident-prone. She should absolutely get supplemental accident insurance. That way, when she inevitably needs stitches for cutting into her finger instead of an onion, she won’t have to pay out-of-pocket medical expenses and drain her Hawaii vacation fund. Also, the supplemental insurance from Aflac pays cash, so she can focus on recovery and reaching for the sympathy cupcakes her sister made, not financial stress. Looking back on my many injuries, it’s truly amazing I have survived this long.

Alright, so if you have read this far down, then clearly you are accident-prone as well and this has struck a chord with you. Yes? Then check out Aflac’s Benefits Estimator to calculate the amount Aflac can provide to help with out-of-pocket costs not covered by your major medical insurance. Oh and if you do get hurt, shoot me a message and I promise I’ll send you some soup and cookies in the mail.

The Accident Prone Cook The importance of Aflacs Supplemental Insurance  - The Accident-Prone Cook

Coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York. 

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I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.

Sam Temsah-Deniskin

Get a behind-the-scenes look at the whimsical life of accidental photographer, stylist, & writer, Sam. Her approachable and fun style has received critical acclaim from such media outlets as The Huffington Post, Real Simple Magazine, PopSugar, and Buzzfeed. In addition to running a successful photography & content creation business, Sam also serves as a contributing writer for and Scary Mommy.

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